• RETIREMENT
Allows you to invest funds in a savings account for your retirement. This helps you accumulate principal and interest in an account that will generate income upon your retirement.

• TAX DEFEREMENT
It allows you to defer the payment of taxes on the taxable funds accumulated in your account until that money is withdrawn. • PURCHASE OR CONSTRUCTION OF

• THE FIRST PRINCIPAL RESIDENCE
Allows you to withdraw the accumulated amount for the purchase or construction of your first principal home in Puerto Rico, without applying the 10% Treasury Department penalty, applicable when funds are withdrawn before reaching sixty (60) years of age.

• EDUCATION
Allows the withdrawal of the accumulated amount for educational expenses of a dependent, without applying the 10% Treasury Department penalty, applicable when funds are withdrawn before reaching sixty (60) years of age.

• SAVINGS
Allows you to save money in an account that earns interest until retirement, to be used for retirement or any other need.

† Banco Popular offers various investment alternatives. You should obtain detailed information to determine which is best suited to your needs.